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Ray Maas

Greetings
Hello, I would like to welcome you to my personal website.
Effective Concepts
I operate a company called Effective Concepts LLC. with my son Craig Maas. We are a wholesaler for Sylvania Lighting products. This includes lamps and ballasts. We also handle other lighting products such as fixtures. We also doing energy consulting for lighting and HVAC. (Heating, Ventilation and Air Conditioning.)
EffectiveConcepts.net
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Thrivent Financial for Lutherans Contact Thrivent Financial
800-THRIVENT
(800-847-4836)
Appleton Office:
4321 N. Ballard Road
Appleton, WI 54919-0001 USA
Minneapolis Office:
625 Fourth Avenue S.
Minneapolis, MN 55415-1624 USA
 
         
Insurance products issued or offered by Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Products issued by Thrivent Financial for Lutherans are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial for Lutherans. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. They are also licensed insurance agents of Thrivent Financial.
 
Trust and investment management accounts and services offered by Thrivent Trust Company are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, nor guaranteed by Thrivent Trust Company or its affiliates, and are subject to investment risk, including possible loss of the principal amount invested.